Credit Card Processing

Business Owners: Accept credit cards, debit cards and checks easily and conveniently.

Not sure what steps to take to accept Visa/Mastercard?

For immediate assistance call 641-201-0057 or send our office an email.

If your business doesn’t currently accept credit cards… IT SHOULD!

Accepting Visa, Mastercard and others can add a host of benefits to any business such as improved cash flow, quicker access to funds, company image, and more.

Iowa Merchant Services is an industry leader in credit card processing for traditional and Internet businesses. MSC provides the expertise and reliability to enable merchants to accept credit cards, debit cards, gift cards and checks. We offer merchants competitive pricing, customer service 24 hours a day, 7 days a week, and one of the largest credit card fraud, loss prevention and chargeback departments in the Industry.

In addition, we provide one of the most extensive selections of Credit Card Processing Equipment. From the establishment of a merchant account to our technologically sophisticated Internet Secure Payment Gateway, Iowa Merchant Services provides a one-stop shop for all types of transaction processing.

  • No Equipment Required: Use secure browser-based virtual terminal
  • Virtual Terminal: Easy entry from any internet connected computer
  • Processing: Enter transactions any time (end of day-evening-morning)
  • Versatility: Accept "face-to-face", Internet, telephone and mail order transactions
  • Peripherals: Supports card readers, standard and receipt printers
  • Payments: Automatically deposited to your bank account, EVERYDAY

Credit Card Processing

What do I need to do to begin accepting credit cards in my business?

First you will need to establish a merchant account with assistance from Iowa Merchant Services. This account is used for the settlement of credit card transactions processed by your company.

The funds derived from your merchant account will need to be deposited into a checking account belonging to any bank of your choice.

Getting started is easy! In order to establish your account you will need to have the following information available:
  • A business checking account or a personal account if you are a sole proprietorship
  • A copy of a voided check
  • A web site (if you are Internet based) or a retail storefront.

Our knowledgeable and helpful staff is here to assist you.
Get started by calling 641-201-0057 today.



Cash Advances for Businesses

CASH ADVANCES AVAILABLE FOR UP TO $250,000.00

Does your business need a cash advance? Give us a call at
641-201-0057 to apply for a
quick and easy cash advance.

The application process is very easy. There is a one-page application that is filled in by you, the merchant. Lastly, with this application the only other information we will need would be 4 months previous processing statements. This application is then faxed to MSC, is approved, and the money is wired directly to the your bank account. The entire process usually takes 7-10 days.

Request a Rate Quote to Accept Credit Cards or
Request a Cash Advance

Your Name
Company Name
City
State
Phone
Email
I want to accept credit cards
Yes     No
I need a cash advance
Yes     No
Please briefly describe the goods and/or services provided by your company:
Please enter this code: 6023

FIVE great ways for you to accept credit cards:

  1. Terminals:
    • POS Terminals: Point of Sale Terminals are the preferred way of processing credit cards, debit cards, checks, smart chip cards, electronic benefits transfer (EBT), and other electronically submitted transactions in a traditional retail environment. The terminals are used in "face-to-face" transactions. The merchant will swipe the customers card through the terminal or key-in payment information and the terminal does the rest.
    • Wireless Terminals: Wireless credit card processing increases sales, saves time, and reduces operating expenses. Wireless is small, lightweight, and portable, can carry in your pocket, can accept cards where it previously was impossible (in a parking lot, outside a sports event, etc.) No second phone line needed and no need to rent phone lines at tradeshows. By swiping credit cards you get lower rates. This one feature alone can save you hundreds of dollars per month.
  2. Web Based Software: Using your computer's Internet browser, transactions are immediately submitted for authorization and processing each day.
  3. Secure Gateway: Allows merchants to electronically submit payment transactions to the payment processing networks (i.e., the Credit Card Interchange and the Automated Clearing House Network) via the Internet.
  4. PC Software: To eliminate the need for manual entry, You can schedule or manually request your sales transactions and they will be downloaded and recorded in your QuickBooks® software. Plus, your money inventory levels will be synchronized between your QuickBooks® and your Web site or other POS device.
  5. Pay-By-Phone: Unlike other pay by phone systems, transactions completed with MSC Pay by Phone can process with qualified MOTO rates. The two major benefits result in you paying the lowest possible rates on all of your VISA/MC transactions and incurring no additional monthly fees.
Iowa Payment Processing

Providing: Credit card processing, Merchant accounts, Virtual terminals, Internet gateway, Payment gateway, QuickBooks integration, PC software, Pay-by-phone, Gift cards, Loyalty programs, Credit card machines, Online payment processing, Accepting payments, point of sale, POS, Authorize, Visa,
Master Card, American Express, AMEX.

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